12/7/2023
Uncategorized

Canadians are still facing extremely turbulent financial times, with the sting from decades-high rates of inflation, coupled with rising interest rates causing monetary worries and stress across the board.  As we head into the holiday season and look to 2024, many ordinary families are concerned about how they’re going to make ends meet in January, […]

10/18/2023
Uncategorized

New data shows that Canadians are struggling with housing costs, with 62% spending more than the recommended 30% of pre-tax income on housing. Homeowners aren’t as financially secure as presumed, especially those holding mortgages. A concerning 51% of mortgage holders couldn’t survive more than three months without their primary income. This financial strain underscores the urgent need for both individuals and policymakers to address housing affordability.

7/29/2023
Mortgage

If the hot weather and high rates have you frustrated, here’s a bit of relief. G&F Financial is advertising a super low rate of 4.69% on a 5 year fixed for high ratio purchases or transfers. For perspective, the next best option we’ve found is 4.99% at Community Savings. That 30 basis points between 4.99% […]

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